The Potato Chip Theory 
 The Financial Strategies of the Wealthy
    copyright 2006 Gavin Davey
​


                                                                       'The difference between the poor and the 
                                                                      wealthy, is what the wealthy know and do.'
                                                                                                                        Gavin Davey 2005


Forward Focus has researched some of the wealthiest people in the world, who started from humble beginnings. With these findings we present to you the all inspiring The Potato Chip Theory. If you desire financial freedom and a wealthy lifestyle, The Potato Chip Theory is the one!

The Potato Chip Theory is, far from just budgeting, it is considered as the leading financial intelligence program in the country. Where the term ' budgeting' sets a negative mentality in addressing ones financial concerns, The Potato Chip Theory makes working within your finances to a completely new level, making your finances fun and exciting, no matter what your income is!




Why The Potato Chip Theory
Research shows that 90% of domestic disputes are started from one topic...  Finances!                                                             Bad finances is like quicksand. First you fall into a trap, then you find you can't move or do anything, and the more you struggle, the more you get pulled deeper into financial doom. Bad finances and financial stress is the biggest driver of domestic violence, poverty, theft and emotional stress that activate life threatening health conditions.

​Research shows that, budgeting alone does not fix the above problems, rather it can inhibit people for lifting above the poverty line, leaving them on the constant cliff edge of financial failure . Budgeting, placing their financial thinking strategy in how to serve financially, rather than how to thrive financially. When people learn how to balance their cash flow and build a strategy to financial freedom, use The Potato Chip Theory, suddenly addressing and working with finances becomes fun and exciting. Positive thinking and proven successful financial strategies is the foundation to true financial success. 



What is The Potato Chip Theory
When the Forward Focus team began researching, they found that budgeting programs were not fixing social issues driven by financial hardship, they turned to science to fix the problem. One of the methods used to discover scientific fact, is the following. If an experiment is done once and gets a result, it is called a freak incident. If the same experiment is done a second time and gets the same result, it is called a coincidence. If the same experiment is done a third time and gets the same result, it is called a pattern. If an experiment is done four or more times and gets the same result each time, it is known as a common fact. 

The Forward Focus team took on an exciting and new founding on how to address the world wide financial hardships, by researching the 'common factors' of people around the world and how they had gone from poverty to wealth. These findings were life changing and created to what we now know as  The Potato Chip Theory - The Financial Strategies of the Wealthy contains the contents below:
  • How to turn dreams into goals
  • Goal setting to action
  • Cash flow forecasting 
  • Debt busting
  • Wants vs Needs
  • ​Positive income growth strategies
  • Wise Banking
  • Negative Debt vs Positive Debt
  • Wise buying 
  • ​Home ownership
  • Rights and usage's of Whanau (Maori) land
  • Community support and grants
  • The power of self investment
  • ​Pros and cons of external investment 
  • ​Forecasted positive flow on effects
 

Proof  The Potato Chip Theory works
Aside from over 1000 families who have embraced The Potato Chip Theory and said it is the best program they have ever done, the reputation of The Potato Chip Theory has become legendary with change of forming peoples lives.

For example, before the research and development of  The Potato Chip Theory, only one of the Forward Focus team members owned a house and no one had any investments. Two years after the research, all 10 team members owned their own homes and had investments. And 70% of them went on to build and own their very own successful businesses.

Before The Potato Chip Theory, Gavin did not have any houses or investments. 5 years after developing The Potato Chip Theory, he owned 5 Houses, 3 Businesses and traveled over seas 2-3 times a year collecting cultural art. He credits his Financial success directly to using 'The Financial Strategies of the Wealthy' taught in The Potato Chip Theory.



                                                                  Money doesn't make the world go round,
                                               the world was going around way before money was invented,
                                                       yet it sure enhances ones quality of living and lifestyle.
                                                                                                                                              Gavin Davey 2015